Fully regulated operations, fearlessly bold opportunities

Fully regulated operations, fearlessly bold opportunities

Fully regulated operations, fearlessly bold opportunities

Individual IBANs

Global transfers

Currency exchange

Card pay-ins

Card payouts

Payment links

API

Custom HPP

Secure transactions

Transparent fees

Tailored to solve
industry-specific challenges

iGaming & Betting

Instant player payouts, seamless deposits, and risk management to ensure smooth operations

Crypto &
Digital Assets

Fast and smooth onboarding, chargeback and fraud management, crypto-friendly banking with named IBANs and crypto payouts

Adult & Entertainment

Secure payments, robust fraud protection, and high approval rates for global transactions

Forex & Trading

Fast and reliable payments, efficient settlements, and multi-currency support for your trading operations

All-in-One
Payment & Banking Hub

A single platform for managing payments, banking*, and financial operations—optimizing cash flow, reducing admin time, and ensuring cost efficiency

Payments features

Fraud & Chargeback management with an in-house dispute portal and expert risk support

Seamless integration with a developer-friendly API or a custom-hosted payment page

Card and wallet pay-ins,
2-phase transactions, instant payouts, and recurring payments

Multi-currency accounts

Named IBANs for seamless global transactions and invoicing

Manage funds across various currencies with competitive FX rates

Day-to-day details and extras

For better payments and banking with a competitive edge

Transparent pricing

Competitive fees with no hidden costs—flat, blended, or IC++ pricing

Enterprise-grade security

AI-enhanced fraud detection, industry-standard encryption, and commitment to regulatory compliance

Accelerated go-live

Tailored onboarding

Personalized setup

Seamless implementation

Top-tier merchant portal and advanced reporting

Customisable dashboards and comprehensive automated reporting for reconciliation and internal analysis

Select your industry to get
a tailored payment solution

© Copyright xpate 2025. All right reserved.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

UK: In the United Kingdom, services are provided by xpate Ltd, a company incorporated in England and Wales (registered number: 11920779), with an office at Level 18 40 Bank Street, Canary Wharf, London, England, E14 5NR. xpate is authorised by the Financial Conduct Authority (Reference number: 901021) to issue electronic money (e-money) and provide payment services. EEA: In the European Economic Area, services are provided by xpate SIA, which is incorporated in Latvia (registered number: 40203411426) with an office at Dzirnavu Street 42, Riga LV-1010, Latvia. xpate SIA has an electronic money institution operating licence issued by Latvijas Banka (Licence number 27-55/2023/7) to issue electronic money and provide several payment services.You may contact us via e-mail at wecare@xpate.com.