One account for card payments and daily finances
One account for card payments and daily finances
One account for card payments and daily finances
Individual IBANs
Global transfers
Card payouts
Custom HPP
Secure transactions
Transparent fees
Designed with your
needs in mind
Your digital business has unique banking and payment infrastructure needs, xpate is built to solve them
Gain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applicationsGain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applicationsGain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applicationsGain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applications
Gain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applicationsGain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applicationsGain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applicationsGain
transparency in
fees and pricingWe make it easy to pay, get paid, and access funds — all in one place
Remove
cashflow
concernsQuick and streamlined integrations
No more
lengthy applications
Gain
transparency in
fees and pricing
Say goodbye
to complex wording
We make it easy to pay, get paid, and access funds — all in one place
Zero communication gaps, at every step
Remove
cashflow
concerns
No more
lengthy applications
Quick and streamlined integrations
Online payments
and multi-currency accounts.
All in one place
Online
payments and multi-currency accounts.
All in one place
Online payment collection
Dispute and refund management
Multiple integration types: API, CMS plugins, or hosted payment page
Card pay-ins and payouts, payment links and subscriptions
The world’s largest
payment networks with over
The world’s largest
payment networks
with over
150+ currencies supported
Multi-currency accounts
Multi-currency accounts with built-in currency exchange
Multi-currency accounts with built-in currency exchange
Individual IBANs for streamlined global transactions
Secure payments and data
We take security seriously. With advanced encryption, AI-powered fraud prevention, and full compliance, we keep your payments and data safe
Build with simplicity
Navigate easily through payments, transfers, and account management with an intuitive interface that saves time and reduces friction
Transparent and competitive fees
Enjoy flat fees or IC++ pricing with no account opening fees, no hidden costs, and low refund fees. We believe in clear, flexible pricing that suits your business model
Designed for
Online retail
SAAS solutions
Software developers
Secure payments and data
We take security seriously. With advanced encryption, AI-powered fraud prevention, and full compliance, we keep your payments and data safe
Build with simplicity
Navigate easily through payments, transfers, and account management with an intuitive interface that saves time and reduces friction
Transparent and competitive fees
Enjoy flat fees or IC++ pricing with no account opening fees, no hidden costs, and low refund fees. We believe in clear, flexible pricing that suits your business model
Designed for
Online retail
SAAS solutions
Software developers
Secure payments and data
We take security seriously. With advanced encryption, AI-powered fraud prevention, and full compliance, we keep your payments and data safe
Build with simplicity
Navigate easily through payments, transfers, and account management with an intuitive interface that saves time and reduces friction
Transparent and competitive fees
Enjoy flat fees or IC++ pricing with no account opening fees, no hidden costs, and low refund fees. We believe in clear, flexible pricing that suits your business model
Designed for
Online retail
SAAS solutions
Software developers
Secure payments and data
We take security seriously. With advanced encryption, AI-powered fraud prevention, and full compliance, we keep your payments and data safe
Build with simplicity
Navigate easily through payments, transfers, and account management with an intuitive interface that saves time and reduces friction
Transparent and competitive fees
Enjoy flat fees or IC++ pricing with no account opening fees, no hidden costs, and low refund fees. We believe in clear, flexible pricing that suits your business model
Designed for
Online retail
SAAS solutions
Software developers
Easy to use,
secure, and cost-effective
Secure payments and data
We take security seriously. With advanced encryption, AI-powered fraud prevention, and full compliance, we keep your payments and data safe
Build with simplicity
Navigate easily through payments, transfers, and account management with an intuitive interface that saves time and reduces friction
Transparent and competitive fees
Enjoy flat fees or IC++ pricing with no account opening fees, no hidden costs, and low refund fees. We believe in clear, flexible pricing that suits your business model
Designed for
Online retail
SAAS solutions
Software developers
All-in-one solution
ready to serve your business,
wherever you are
EEA
UK
Card pay-ins and payouts
1.3%
cards issued in the same EU country
1.9%
for cards from the EU, Iceland, Liechtenstein, and Norway
2.7%
for all other cards
Global transfers
€0
fee for internal transfer to other xpate merchants
€1
fixed fee for SEPA and Faster Payments transfers
€10
fixed fee for SWIFT transfers
Multi-currency accounts
€0
for opening account
0.35%
currency exchange fee
All the final rates may vary based on the business type
All-in-one solution
ready to serve your business,
wherever you are
EEA
UK
Card pay-ins and payouts
1.3%
cards issued in the same EU country
1.9%
for cards from the EU, Iceland, Liechtenstein, and Norway
2.7%
for all other cards
Global transfers
€0
fee for internal transfer to other xpate merchants
€1
fixed fee for SEPA and Faster Payments transfers
€10
fixed fee for SWIFT transfers
Multi-currency accounts
€0
for opening account
0.35%
currency exchange fee
All the final rates may vary based on the business type