A better way to pay,

get paid

and keep

money flowing

A better way to pay,

get paid

and keep

money flowing

A better way to pay,

get paid

and keep

money flowing

Individual IBANs

Global transfers

Currency exchange

Card pay-ins

Card payouts

Payment links

API

Custom HPP

Secure transactions

Transparent fees

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Simplify finance,

amplify growth

It's your money,

take control of it

Manage all of your finances in a single account, linked directly to your payments

Keep money flowing

Accept and send
online payments

Variety of
payment options

Apple Pay

Google Pay

Cards

Subscriptions

Two-phase transactions

Wallets

Visa

Mastercard

SWIFT

SEPA

SEPA Instant

ACH

Over 150 currencies

API payment integration,

custom payment page, and payment links

Smart dashboard for payments and fund management

Visa & Mastercard, no third-party fees

Card payouts and bank transfers worldwide

Free multi-currency accounts with individual IBANs

Free multi-currency accounts with Individual IBANs

Free multi-currency accounts with individual IBANs

Build trust
with a secure and
compliant partner

1 billion

processed transactions

Licensed
and compliant

Visa and Mastercard principal member

Secure and safe

Our secure account ensures safe transactions, protecting your business and supporting growth

87%

acceptance rate

0€

settlement fee
and monthly charge

150+

currency type

Regulated
and certified

Regulated by the FCA and EU licenses, we ensure a secure financial infrastructure

Read About us

,

join our LinkedIn

community

and follow us

Start simplifying

your payments

© Copyright xpate 2025. All right reserved.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

UK: In the United Kingdom, services are provided by xpate Ltd, a company incorporated in England and Wales (registered number: 11920779), with an office at Level 18 40 Bank Street, Canary Wharf, London, England, E14 5NR. xpate is authorised by the Financial Conduct Authority (Reference number: 901021) to issue electronic money (e-money) and provide payment services. EEA: In the European Economic Area, services are provided by xpate SIA, which is incorporated in Latvia (registered number: 40203411426) with an office at Dzirnavu Street 42, Riga LV-1010, Latvia. xpate SIA has an electronic money institution operating licence issued by Latvijas Banka (Licence number 27-55/2023/7) to issue electronic money and provide several payment services.You may contact us via e-mail at wecare@xpate.com.